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Consumer Loan Specialist
$52k-65k (estimate)
Full Time | Banking 1 Day Ago
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1st Heritage Credit is Hiring a Consumer Loan Specialist Near Pell, AL

Overview

We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.

If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity! 

Benefits: 

  • Uncapped monthly bonus opportunities 
  • Medical, dental, and vision insurance effective day 1 
  • 401K with some company match 
  • Paid Time Off 
  • Employee Relief Fund 

Hourly: $15.50-$21.00

The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. 

Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.

Why you would love to work here: 

"I started my journey with the company as a Customer Service Representative with the dream of one day moving up within the company. With hard work and the help of great leadership, I was promoted to Branch Manager. I love the ability to help our customers within our community in a fast-paced environment with a company that values their team members and has a great culture that feels like we are all family." 

-Carrie C., Branch Manager in Tennessee 

Responsibilities

What you will be doing: 

  • Greet and assist every customer in a professional manner 
  • Marketing for new loans to existing and new customers through solicitation calls
  • Educate and upsell customers on all product offerings including loan options and insurance products 
  • Process loan applications to determine customer eligibility
  • Work with past due customers to bring their account current through collection calls 

Qualifications

What you should have: 

  • Customer service mindset 
  • Experience with sales and/or customer service 
  • Ability to multitask and effectively manage time 
  • High School diploma or equivalent. 

 This employer participates in E-Verify for US-based hires. 

#LI-Onsite 

#FirstHeritage

EEO Statement

CURO Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of CURO to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.

Notice to CURO job applicants: CURO will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized CURO representatives' email addresses will end in @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca. 

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$52k-65k (estimate)

POST DATE

04/25/2024

EXPIRATION DATE

04/23/2025

WEBSITE

www.1stheritagecredit.com

HEADQUARTERS

Amory, Mississippi

SIZE

200 - 500

CEO

Denis Nagle

REVENUE

$50M - $200M

INDUSTRY

Banking

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About 1st Heritage Credit

Founded in 2003 1st Heritage Credit is a bank chain with branches located throughout Mississippi, Tennessee, and Louisiana. It is privately held and headquartered in Amory, MS.

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The following is the career advancement route for Consumer Loan Specialist positions, which can be used as a reference in future career path planning. As a Consumer Loan Specialist, it can be promoted into senior positions as a Consumer Loan Branch Manager I that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Consumer Loan Specialist. You can explore the career advancement for a Consumer Loan Specialist below and select your interested title to get hiring information.

If you are interested in becoming a Consumer Loan Specialist, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Consumer Loan Specialist for your reference.

Step 1: Understand the job description and responsibilities of an Accountant.

Quotes from people on Consumer Loan Specialist job description and responsibilities

Consumer Loan Officers process loan applications and determine the financial eligibility of applicants.

03/13/2022: Frankfort, KY

Maintain Approval and Rejection Records For each loan approval and rejection, the consumer loan officer maintains thorough records that might detail reasons for rejection, approval terms, and customer data that show why they decided on certain loan elemen

03/22/2022: Springfield, IL

Determining the feasibility of granting loans and communicating with management if required.payments.

05/01/2022: Columbus, GA

Processing advances and disbursements, as well as preparing pay off letters.

04/06/2022: Charleston, WV

Working closely with loan officers to obtain credit information, coordinate closings, calculate closing costs, and disperse funds for clients.

04/09/2022: New Brunswick, NJ

Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

Career tips from people on Consumer Loan Specialist jobs

Follow FHA investor guidelines regarding requirements necessary for opening file.

04/30/2022: Detroit, MI

Order various loan documentation and searches to include title, flood, UCC, insurance, regulatory language, property insurance.

05/02/2022: Middlesex, NJ

Prepare closing instructions and review required loan documentation and HUD-1 for accuracy.

03/03/2022: Fort Myers, FL

Excellent communication skills can be helpful to succeed as a loan specialist.

03/15/2022: Detroit, MI

Administer and coordinate projects and programs to support student/parent borrowers consistent with federal requirements and the company's default management plan.

03/28/2022: Fort Wayne, IN

Step 3: View the best colleges and universities for Consumer Loan Specialist.

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